Do not be intimidated in dealing with an insurance company. Your automobile insurance policy is a contract between you and your insurance company. Your insurance company agrees to provide certain services in return for the monthly or annual premiums you pay them. It is your money and your contract with the insurance company. Insurance company policy’s (contracts) vary greatly. We will help you negotiate your claims settlement fairly, ethically and legally.

When you contact your insurance company to place a claim for damage to a vehicle in an accident in which you were at fault, you are the “insured.” When you contact the insurance company of the driver of another vehicle in an accident for which you are NOT at fault, you are the “claimant.”

For more information regarding the requirements of your insurance provider refer to the Washington State Dept. of Insurance or Idaho State Dept. of Insurance.

Feel free to contact us if you have questions, comments, or want to set up a free quote.